DSCR Calculator
Calculate debt service coverage ratio for investment properties to assess lending eligibility and cash flow potential.
Coming Soon
Our DSCR Calculator is currently under development. This tool will help you calculate the debt service coverage ratio for investment properties, essential for assessing lending eligibility and investment viability.
Net Operating Income
Calculate rental income minus operating expenses
Annual Debt Service
Total annual mortgage payments including principal and interest
DSCR Ratio
NOI ÷ Annual Debt Service = DSCR
What is DSCR?
Debt Service Coverage Ratio (DSCR) is a financial metric used by lenders to assess the ability of a property to generate enough income to cover its mortgage payments. A DSCR of 1.0 means the property generates exactly enough income to cover debt payments, while higher ratios indicate better cash flow.
Why DSCR Matters
Private lenders typically require minimum DSCR ratios to ensure loan repayment ability. Understanding your property's DSCR helps you assess investment viability, negotiate better terms, and identify potential cash flow issues before they become problems.