Private Mortgages Canada
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Gig Economy Mortgages

Modern financing for the modern workforce. We value your diverse income streams from freelance work, contracts, and digital platforms.

Your Hustle Verified

The banking system hasn't caught up to the gig economy, but we have. We don't see "unstable employment"—we see diversified revenue. Whether you drive, code, design, or host, we have lenders who understand your business model.

Digital-First Income

We understand platform earnings (Upwork, Uber, Fiverr, etc.)

Contract Flexibility

Short-term contracts and project-based income are accepted

Global Clients

Income from international clients and multiple currencies considered

Who We Help

Rideshare & Delivery Drivers
Freelance Developers & Designers
Content Creators & Influencers
Online Tutors & Consultants
Short-term Rental Hosts
Task-based Service Providers

Typical Loan Terms

Interest Rates

8.49% - 13.99%

Based on income stability and credit

Loan Terms

1 - 2 Years

Build credit history for bank refinancing

Down Payment

20% - 30%

Depending on property location

Approval Speed

Fast Track

Digital document submission

Frequently Asked Questions

Monetize Your Momentum

Turn your gig income into home ownership today.