Self-Employed Mortgages
Flexible financing solutions designed for entrepreneurs, business owners, and independent contractors who don't fit traditional lending criteria.
Why Self-Employed Borrowers Need Different Solutions
Traditional lenders often struggle to properly assess self-employed income due to tax write-offs, income fluctuations, and complex business structures. Private mortgages offer flexible underwriting that considers your actual business performance and assets.
Flexible Documentation
Alternative income verification methods that work with your business structure
Income Averaging
Consider your business income trends, not just one difficult year
Business Asset Consideration
Leverage your business assets and retained earnings
What Lenders Consider
Typical Loan Terms
Interest Rates
Based on risk profile and documentation strength
Loan Terms
Bridge to traditional financing or business growth
Loan-to-Value
Higher LTV available with strong documentation
Approval Timeline
Efficient approval with streamlined documentation
Frequently Asked Questions
Ready to Explore Your Options?
Get a customized mortgage solution that works with your self-employed income structure.