Stated Income Mortgages
Financing solutions for borrowers with strong income that's difficult to document through traditional methods. Perfect for entrepreneurs, commission earners, and multiple income stream professionals.
Income Verified Through Your Business Reality
Traditional lenders rely solely on tax returns and employment letters. We verify income through comprehensive cash flow analysis, bank statements, and business financial documents that accurately reflect your actual earning capacity and ensure a viable exit strategy.
Comprehensive Income Verification
We verify your income through bank statements, cash flow analysis, and business financial statements
Cash Flow Focus
Emphasis on your actual ability to pay, not just paper income
Multiple Income Streams
Ideal for those with diverse income sources that are hard to document
Who Benefits Most?
Typical Loan Terms
Interest Rates
Based on down payment and credit profile
Loan Terms
Short-term bridge to traditional financing
Down Payment
Larger equity reduces rate and demonstrates capacity
Approval Timeline
Efficient approval with thorough income verification
Frequently Asked Questions
Your Exit Strategy Matters
Private mortgages are designed as bridge financing. We review your income documentation not just to approve your mortgage, but to ensure you have a viable path to traditional financing or another successful exit. Your success is our priority.
Ready to Get Started?
Get approved based on your actual income capacity, not just paper documentation.