Looking for the Right Private Mortgage Partner?
Why Borrowers Choose Private Mortgages Canada
Not all private mortgage brokers are the same. Here's what separates PMC — and the questions you should be asking any broker before you commit.
What Makes PMC Different
5 Things Every Private Mortgage Borrower Should Demand
These aren't marketing claims. They're the questions you should ask any broker — and what PMC's answers look like.
Exit Strategy on Every Deal
Most private lenders fund the loan and move on. PMC builds a written exit strategy into every deal structure — before a dollar is deployed. We define your path back to conventional financing before we approve the loan.
The question to ask
Holistic Assessment — Not Checklists
We assess the full picture: property equity, cash flow, business trajectory, and life circumstances. No rigid formulas. No algorithmic declines. A real person reviews every deal.
The question to ask
6,500+ Deals. $2B+ Funded.
Track record isn't just a marketing number. It reflects the range of deal complexity we've navigated — from $150K emergency bridge loans to $20M+ multi-family construction facilities.
The question to ask
FSRA-Licensed Brokerage
PMC is a fully licensed brokerage under the Mortgage Brokerages, Lenders and Administrators Act (MBLAA), regulated by FSRA. This means required disclosure, regulated conduct, and borrower protection on every transaction.
The question to ask
Led by Dalia Barsoum — 2× Broker of the Year
Dalia Barsoum is a best-selling author, CMP Global Top Broker, and two-time Canadian Mortgage Professional Broker of the Year. The team she built reflects the same standard: expert, strategic, and genuinely invested in borrower outcomes.
The question to ask
Due Diligence Guide
What to Look for in Any Private Mortgage Broker
We welcome scrutiny. Here are the questions every borrower should ask — and what good answers look like.
"Are you FSRA-licensed?"
Good answer: Yes — provide license number and brokerage name.
Red flag: Arranged privately / no regulatory oversight.
"What's the exit strategy?"
Good answer: Defined milestones, realistic timeline, written into the terms.
Red flag: Vague answer or 'you can just renew.'
"What fees will I pay?"
Good answer: Full written disclosure before commitment — broker fee, lender fee, legal costs.
Red flag: Fees revealed only at signing.
"Who is the lender?"
Good answer: Named or described with terms clearly disclosed.
Red flag: 'We can't tell you that' — a major red flag.
"How do you assess qualifying?"
Good answer: Cash flow, bank statements, equity — holistic picture.
Red flag: Only tax returns — rigid formula.
"How many deals like mine have you closed?"
Good answer: Specific volume and relevant deal types.
Red flag: Vague or unverifiable claims.
You've done the comparison.
Now let's talk about your deal.
Same-business-day assessment. No obligation. No pressure.
Private Mortgage Questions, Answered
Take the First Step
Ready to Talk Strategy?
Submit your deal snapshot. Our team will assess your situation and respond the same business day — no obligation, no pressure.
What type of financing do you need?
Select option that best describes your situation
Purchase
Buying a new property
Refinance
Refinancing existing mortgage
Equity Take-Out
Access home equity
Bridge/Short-Term
Temporary financing
Construction/Renovation
Building or renovating
Debt Consolidation
Consolidating debts
FSRA-Licensed · Exit Strategy on Every Deal · Dalia Barsoum, 2× Broker of the Year