Modern architectural corridor — PMC private mortgage expertise

Looking for the Right Private Mortgage Partner?

Why Borrowers Choose Private Mortgages Canada

Not all private mortgage brokers are the same. Here's what separates PMC — and the questions you should be asking any broker before you commit.

verifiedFSRA-Licensed Brokerage
trending_up6,500+ Deals Funded
workspace_premium2× Broker of the Year

What Makes PMC Different

5 Things Every Private Mortgage Borrower Should Demand

These aren't marketing claims. They're the questions you should ask any broker — and what PMC's answers look like.

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Exit Strategy on Every Deal

Most private lenders fund the loan and move on. PMC builds a written exit strategy into every deal structure — before a dollar is deployed. We define your path back to conventional financing before we approve the loan.

The question to ask

"'What's the exit on this deal?' If they can't answer, move on."

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Holistic Assessment — Not Checklists

We assess the full picture: property equity, cash flow, business trajectory, and life circumstances. No rigid formulas. No algorithmic declines. A real person reviews every deal.

The question to ask

"'What information will you use to qualify me?' If the answer is just tax returns, you're talking to the wrong team."

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6,500+ Deals. $2B+ Funded.

Track record isn't just a marketing number. It reflects the range of deal complexity we've navigated — from $150K emergency bridge loans to $20M+ multi-family construction facilities.

The question to ask

"'How many deals have you closed?' Volume matters because complex situations need experienced hands."

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FSRA-Licensed Brokerage

PMC is a fully licensed brokerage under the Mortgage Brokerages, Lenders and Administrators Act (MBLAA), regulated by FSRA. This means required disclosure, regulated conduct, and borrower protection on every transaction.

The question to ask

"'Are you FSRA-licensed?' If they're not, your transaction has no regulatory protection."

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Led by Dalia Barsoum — 2× Broker of the Year

Dalia Barsoum is a best-selling author, CMP Global Top Broker, and two-time Canadian Mortgage Professional Broker of the Year. The team she built reflects the same standard: expert, strategic, and genuinely invested in borrower outcomes.

The question to ask

"'Who leads the team and what's their track record?' Credentials matter when your capital is on the line."

The PMC Process

Transparent. Professional. Borrower-First.

Every PMC deal follows the same four-step process — designed for clarity at every stage.

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Discovery Call

We hear your full scenario — no judgment, no forms. Just a real conversation about where you are and where you need to go.

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Holistic Assessment

Property equity, cash flow, business picture, and life circumstances — all considered. Not a checklist.

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Funding

Once the deal is structured, we move fast. Most closes happen in 5-15 business days from signed commitment.

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Exit Strategy

Before you sign, you know exactly how and when you're exiting private financing. That's the PMC standard.

Due Diligence Guide

What to Look for in Any Private Mortgage Broker

We welcome scrutiny. Here are the questions every borrower should ask — and what good answers look like.

"Are you FSRA-licensed?"

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Good answer: Yes — provide license number and brokerage name.

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Red flag: Arranged privately / no regulatory oversight.

"What's the exit strategy?"

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Good answer: Defined milestones, realistic timeline, written into the terms.

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Red flag: Vague answer or 'you can just renew.'

"What fees will I pay?"

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Good answer: Full written disclosure before commitment — broker fee, lender fee, legal costs.

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Red flag: Fees revealed only at signing.

"Who is the lender?"

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Good answer: Named or described with terms clearly disclosed.

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Red flag: 'We can't tell you that' — a major red flag.

"How do you assess qualifying?"

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Good answer: Cash flow, bank statements, equity — holistic picture.

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Red flag: Only tax returns — rigid formula.

"How many deals like mine have you closed?"

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Good answer: Specific volume and relevant deal types.

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Red flag: Vague or unverifiable claims.

You've done the comparison.

Now let's talk about your deal.

Same-business-day assessment. No obligation. No pressure.

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6,500+

Deals Funded

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$2B+

Capital Deployed

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Broker of the Year

verified

FSRA

Licensed Brokerage

Private Mortgage Questions, Answered

Compare Us. Then Decide.

We Welcome the Comparison

Submit your deal snapshot. We'll give you a real assessment — no obligation, no pressure. Then you decide.

FSRA-Licensed · Exit Strategy on Every Deal · Dalia Barsoum, 2× Broker of the Year

Take the First Step

Ready to Talk Strategy?

Submit your deal snapshot. Our team will assess your situation and respond the same business day — no obligation, no pressure.

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What type of financing do you need?

Select option that best describes your situation

FSRA-Licensed · Exit Strategy on Every Deal · Dalia Barsoum, 2× Broker of the Year